That doesn’t mean any of us should be less prepared for such an event should one occur. To learn more about ways to protect your home and belongings, check out our homeowners insurance products. Why You Should Complete a Home Inventory Checklist Two Ways to Construct a List For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. Consider putting jewelry or other valuables that you don’t often wear or use in a safe deposit box. Check with your agent, if you have one, to make sure that you have adequate insurance coverage for these items as they may need to be insured separately. Valuable items like jewelry, art, and collectibles may have increased in value since you brought them into your home. While most people think of their home when making an inventory, it is important to document the contents of your business, if applicable, as well. This is also a good time to delete items that you have replaced or no longer own. When you make a significant purchase, add the information to the inventory while the details are fresh in your mind. If you choose to create a paper version, consider storing it off-site in a safe deposit box. Give two reasons you should complete a home inventory serial#
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